on Rotten Candy is Cheap & Tacky! at 17:23 04/17/2009

Breaks aren't required by law, only lunches..if you work more than 6 hours you have to have at least a 30 minute unpaid lunch...thats the way it is in texas at least....i know california is different....but to be fair, most employers do provide their employees with paid breaks!

on Jennifer Hudson's Mother and Brother Shot To Death! at 18:12 10/24/2008

omg...how horrible!

on It's Being Felt Worldwide at 13:26 09/29/2008

Just to answer a couple of you. Auto Refinancing brings in more customers. We only "buy" accounts from customers who are concidered less risky and the vehicles have to meet certain criteria. HSBC isn't going to keep these accounts. They will eventually be outsourced to other lenders. We are only the "middle man". As far as credt...You have to have credit history in order to get credit. I see so many credit reports everyday. Everyone thinks that your credit is based on soley how one pays, but in fact it only makes up 35% of your credit score. 30% is the type of credit, 15% how much is utilized, 10% how long you've had credit, 10% is for new credit. So there, I've answered your question. If you want to get credit..ask someone you trust to add you as an authorized user to a major credit card for at least 6 monts, then you will see the credit offers coming.

on It's Being Felt Worldwide at 14:02 09/28/2008

Maryc---It's HSBC! Not Hong Kong Shanghai Banking Corp. anymore. I work for HSBC in Texas and I'm 28 years old. It has even been felt here. Since the beginning of the year several of the divisions have been cutting back. They have allready gotten rid of the Auto Financing division. They aren't taking on anymore new car loans, only refininances. It's been very stressful the past few months knowing that your job could be on the line, but I come from a branch that is 100% positive and we aren't letting a litte economic crisis bother us! We still have a lot of people who call us us for loans, who are starting to think more wisely about consolidating and doing home equity loans in order to save money and get out of debt faster. I wish everyone thought that way. Instead of paying interest on credit cards for 20 years, why don't people put it into one loan for 5 years and pay it off faster! We are still a high producing team. Most of the people I work with are college graduates with degrees in finance so IT IS A REAL JOB. We may not work with our hands, but we work with our minds and numbers. So if I wanted to work at Walmart ,Steve, I would have dropped out of school and headed to the cashier line.