There is absolutely no reason not to leave your money in the bank if you have less than $100k in personal savings under your name. The FDIC insures your money. Know all those annoying fees your bank charges you? That goes to the FDIC so your money doesn't vanish into thin air.
If you have more than $100k sitting around, or its in a money-market account, then you have something to worry about. But Joe Shmoe with $10,000 in the bank is not going to be broke tomorrow.
If you have more than $100k sitting around, or its in a money-market account, then you have something to worry about. But Joe Shmoe with $10,000 in the bank is not going to be broke tomorrow.